Financial institutions are encouraged to use digital technology to optimize credit processes and credit evaluation models, increase supply chain financial support, improve products and services, and enhance the availability of financial services under the premise of legal compliance and controllable risks. Explore the establishment of a credit information system in the field of life services, collect credit information of relevant enterprises, strengthen the supervision of business credit reporting companies, and promote the classified management of credit risks.
Improve financial resilience, promote the development of digital finance, and promote the sharing and efficient circulation of financial credit data, public credit data, and commercial credit data under the premise of security and compliance. Convenient medical claims settlement, support medical institutions based on credit data to carry out first treatment and pay for medical treatment.
Support enterprises to carry out integrated analysis of their own data and public data, and strengthen the application of environmental data in loan review of service financial institutions and green supply chain qualification assessment through environmental quality monitoring and environmental credit evaluation.
At present, China’s public credit information sharing is faced with legal dilemmas such as unclear legal status of National public credit information Center, imperfect public credit information laws and regulations, unclear ownership of public credit information platform data, and imperfect supervision system of public credit information sharing.
To this end, we should clarify the legal status of the information center, establish public credit information sharing rules, clarify the public credit data attributes of public resources, and build a regulatory mechanism for public credit information sharing to promote the open sharing of public credit information.
Post time: Dec-25-2023