At present, the use of bad collection methods in the process of personal debt collection has become a prominent problem restricting the construction of social credit. At the same time, with the development of credit economy, the third-party debt collection business has actually become an important part of the financial lending market.
In order to prevent and resolve the social problems caused by bad debt collection and achieve the balance of multiple interests in the process of personal debt collection, it is necessary to combine the historical logic and international experience of personal debt collection management, and to review, reflect on and promote the functional operation of the current legislation in response to the reality.
Implementation of credit assistance precision supervision project. Establish and improve a new regulatory mechanism that runs through the whole life cycle of market entities, connecting the whole process before, during and after the event, improve the prior mutual trust mechanism focusing on credit commitment, strengthen the accurate supervision during the event by means of credit rating and classification, promote the post-event closed-loop supervision centered on credit rewards and punishments, and implement the credit repair mechanism focusing on the protection of rights and interests. We will comprehensively establish a new credit-based regulatory mechanism.
Post time: Jan-30-2024