The People’s Bank of China makes full use of the credit investigation platform to realize the interconnection of enterprise-related information between different departments and regions, and solve the problems such as the lack of mortgage guarantee for financing of small and micro enterprises, the unavailability of information, and the uncontrollable risks caused by false information in business credit reports. We will promote the construction of local credit investigation platforms and realize the sharing and application of enterprise-related information.
Through the local platform, non-credit information collection and sharing and financing services for small and micro enterprises are realized, which greatly improves the financing availability of small and micro enterprises. In order to solve the cross-regional financing and operation problems of small and micro enterprises, from 2021, the People’s Bank of China has promoted the establishment of a regional integrated credit investigation alliance chain among local credit investigation platforms. Establish a unified registration system for movable property and rights guarantee, and effectively activate movable property resources of small and micro enterprises.
At present, it has realized the online registration and inquiry of movable property and rights guarantee such as production equipment, raw materials, semi-finished products, products, accounts receivable, Copyrights and other movable property in the country, as well as the online registration and inquiry of movable property such as living organisms, crops, household management rights, and carbon emission quotas in some areas, further improving the financing efficiency of movable property and rights guarantee and facilitating enterprise financing. Expand the application scope of accounts receivable financing service platform to solve the problem of accounts receivable recognition. The functions of the accounts receivable financing service platform continue to expand, realizing the rapid interaction of core enterprise accounts payable confirmation, government procurement winning bid information and contract information, financial payment information and transaction information, which can help small and micro enterprises to revitalize the accounts receivable in core enterprises and financial departments to achieve credit financing.
Post time: Dec-05-2023