How to promote enterprise credit risk classification management in professional fields?

General enterprise credit risk classification does not replace the classification of enterprises in various professional fields. Professional fields can directly use the results of general enterprise credit risk classification, or refer to the general enterprise credit risk classification management model to build a classification and supervision mechanism in this field. In fact, the enterprise credit risk classification is more of a “general” classification of the full amount of enterprises, and the relevant professional fields are the “professional” classification of the supervision object according to the regulatory focus, and the final formation is the “general + professional” classification supervision model.

The classification and management of enterprise credit risk is a basic, comprehensive and innovative work, which requires the division of labor, close cooperation and coordinated promotion of all departments and links. On the one hand, credit regulatory agencies should take the lead in building a good working mechanism, building a good classification system, and doing a good job of basic work, and on the other hand, they should assist professional regulatory agencies to do a good job in the classification of professional fields and use the classification results.

Specific division of labor: The general classification of the full number of enterprises is led by the credit regulator, and the classification of professional fields, such as food, special areas, and pharmaceutical fields, should be led by professional regulators and assisted by credit regulators.

In the professional field, the classification module of the professional field can be built on the enterprise credit risk classification management system to meet the needs of classification supervision in the professional field. For the business lines that have built professional classification and classification systems, the enterprise credit risk classification management system and professional system can be opened up to achieve two-way transmission of relevant information.