Industry Trends
-
What is the significance of the Regulations on the Management of credit Investigation Industry to the management of business credit agency?
The tenth anniversary of the implementation of the Regulations on the Management of the Credit Investigation Industry in China. As the first administrative regulation in the field of credit investigation in China, the Regulations are of great significance in promoting the construction of the rule...Read more -
On the construction of business credit information service sub-industry
Among the participants of the credit investigation market, all the institutions whose main business is to provide users with information products or services belong to the category of credit investigation information service institutions. These institutions, acting as their clients’ (consum...Read more -
What management responsibilities should the credit management and supervision departments of enterprises perform?
How is the collection and use of enterprise information stipulated in the Regulations on Credit Investigation Management? Encourage the openness and transparency of enterprise credit information, and provide a more relaxed institutional environment for the development of enterprise credit investi...Read more -
Questions and answers about enterprise credit investigation in the Regulations on the Administration of Credit Investigation Industry
1 What is the credit investigation industry? Why to formulate the “Credit Investigation Industry Management Regulations” Credit investigation industry is an industry that provides credit information service in market economy. As enterprises that provide credit information services, bu...Read more -
The Chinese government will vigorously promote the construction of a credit system for rural enterprises
Recently, Chinese government agencies have supported local governments and financial institutions to build a public credit information data platform related to agriculture, improve the multi-party collection and classification of credit information data protection mechanism, and strengthen the ef...Read more -
Definition and characteristics of bank credit
Bank credit refers to the provision of credit by banks and various financial institutions to all sectors of society in the form of money or their own reputation, the specific manifestations of which include issuing loans or guarantees to enterprises, issuing letters of credit and so on. To put it...Read more -
Establish a credit information system covering the whole society
Adhere to the “government + market” two-wheel drive credit investigation development The People’s Bank of China adheres to the “government + market” dual-wheel drive development model, and gradually builds a development pattern of financial credit information basic d...Read more -
Summary of dynamic development of China’s credit economy in 2022
1, enterprise credit investigation supervision | The one-year anniversary of the implementation of the “new regulations” on credit investigation, the supervision of “cutting direct connection” and lending assistance has attracted a lot of attention As a central bank depart...Read more -
The license of Chinese enterprise credit investigation market
The problem of license is the biggest pain point in the credit investigation market of Chinese enterprises. Credit market chaos, the “right road” is not smooth is one of the important reasons, and this license shortage is a major factor. Licences are the grip of regulation and should ...Read more -
How does the regulator manage the enterprise credit information market?
The financial industry supervision part puts forward several aspects such as “institutional supervision, behavioral supervision and functional supervision”, which are also applicable to the enterprise credit information market. In addition to the general contents such as institutional...Read more -
What is the status quo of enterprise credit investigation under the international trade market?
The market is a big stage for commodity trading. The market exists to meet customer requirements, and the market develops due to the existence of a healthy competitive atmosphere. Public or private is not the primary feature of a market. The most important trading objects in the business credit r...Read more -
The use of the data of the business credit information center
Whether credit transaction data collected by the central bank’s credit information center can be used by institutions outside the “ecosystem” has been a subject of great debate. In the credit industry, can credit institutions that have not submitted data to the credit informatio...Read more