The platform of business credit management agencies should be integrated to better exert the effect of data agglomeration. Information should be developed to ensure that data is accurate, valid and usable. The cooperation should be in-depth, and the platform and financial institutions should further strengthen the integration of service functions, so as to achieve data, model and system connectivity. Functions should be expanded, and the application of “platform + policy”, “platform + guarantee” and “platform + risk control” functions should be further deepened. Security must be ensured, and information security and the protection of subjects’ rights and interests must be strengthened.
Credit platforms should establish a sound data governance mechanism to ensure the authenticity, accuracy and integrity of data. This includes quality checks, cleaning and validation of the data to ensure that the source is reliable and the content is accurate. At the same time, we should strengthen the classification and hierarchical management of data, and carry out special processing of sensitive data
Governments and relevant institutions should strengthen international cooperation and jointly deal with the security challenges faced by credit platforms.
Post time: Feb-04-2024