The business process of commercial credit checking.

Under normal circumstances, in order to improve the quality of the business credit check report, the credit investigation Association has developed a complete and rigorous credit investigation business operation system, including the investigation process and methods. The business of credit investigation carried out by commercial credit institutions generally includes four links: accepting the investigation commission, making the investigation plan, implementing the investigation plan and writing the investigation report.
(1) Acceptance of investigation entrustment After receiving the investigation entrustment from the client, the credit investigation agency shall first examine the legality and feasibility of the investigation project, and shall not accept the entrustment that is illegal, unfeasible or the service cost cannot meet the investigation purpose; Then, according to the client’s investigation purpose, provide professional advice to the client on the investigation items and investigation methods; Finally, the purpose of the investigation, investigation items, investigation methods, fee amount, fee methods, etc. reached an agreement with the client, and signed the entrustment contract.
(2) Formulation of investigation plan Before carrying out investigation business, credit reporting institutions shall, according to the investigation purposes, investigation items and investigation methods determined in the contract, formulate as detailed and comprehensive investigation plans as possible to ensure that the collection of credit information meets the requirements. In order to achieve this goal, the survey plan needs to answer: When, Where, Who, How, and What questions to know.