In the field of social economy, credit technology is the driving force to promote the development of credit economy and digital economy. In the social field, credit technology is an important technical support for social moral construction and social governance.
Because the industry has not a complete and systematic understanding of credit technology, and the government is unable to introduce policies on the development of any credit technology category, the development of credit technology in China has shown uneven characteristics. The technical level of some categories may be included in the international first echelon, but there are still many categories that have been ignored for a long time, and the independent innovation of general-purpose technologies is not enough.
Therefore, we should clearly recognize the development of credit technology in China and find an optimal path for its development in China as soon as possible. To promote the development of credit science and technology, the categories intersecting with financial technology need to integrate forces and resources, the credit control service industry needs to have a clear and in-depth understanding, and the credit physiology community needs to be awakened. Given China’s government system, in the early stage of credit technology development, the policy process is more important than the technical process. In order to achieve complete and systematic development of credit science and technology research and to achieve full coverage in China, it is desirable to adopt the organization form of national laboratory in the early stage of development.
Post time: May-20-2024